/* ============================================================================
   Star Flood Cleanup & Restoration - Stamford, CT
   "Stamford Graphite & Antique Gold" — corporate-refined, editorial rule-lines,
   framed-card grid, horizontal numbered-process ribbon, refined stat band.
   Playfair Display (headings) + Inter (body). No -webkit-font-smoothing (owner rule).
   ============================================================================ */
@font-face{font-family:"Playfair Display";src:url(../fonts/playfair-display.woff2?v=ef05b30d) format("woff2");font-weight:500 700;font-style:normal;font-display:swap}
@font-face{font-family:"Inter";src:url(../fonts/inter.woff2?v=260c81a4) format("woff2");font-weight:300 800;font-style:normal;font-display:swap}

:root{
  --graphite:#23262B; --graphite-2:#2C3038; --graphite-3:#33383F;
  --ink:#191B1F; --ink-2:#3B414A;
  --gold:#B08A34; --gold-deep:#6E5518; --gold-soft:#D9BE7E; --gold-num:#8A6A1C;
  --ivory:#F6F2E9; --ivory-2:#FBF8F1; --white:#FFFFFF;
  --line:#DBD3C2; --line-dark:#3E434B;
  --on-dark:#F1ECE0; --on-dark-2:#CFC9BC;
  --serif:"Playfair Display",Georgia,"Times New Roman",serif;
  --sans:"Inter",-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  --wrap:1180px; --radius:2px;
  --shadow:0 10px 30px rgba(24,26,31,.09);
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--ivory);color:var(--ink);font-family:var(--sans);
  font-size:1.02rem;line-height:1.65;font-weight:450}
img{max-width:100%;height:auto;display:block}
a{color:var(--gold-deep)}
h1,h2,h3,h4{font-family:var(--serif);font-weight:600;color:var(--ink);line-height:1.14;margin:0 0 .5em;letter-spacing:.005em}
h1{font-size:clamp(2.05rem,4.6vw,3.2rem)}
h2{font-size:clamp(1.7rem,3.2vw,2.35rem)}
h3{font-size:1.22rem}
p{margin:0 0 1rem}
strong,b{font-weight:700}
.wrap{max-width:var(--wrap);margin:0 auto;padding-inline:24px}
.section{padding:64px 0}
.section--tint{background:var(--ivory-2)}
.skip-link{position:absolute;left:-999px;top:0;background:var(--graphite);color:#fff;padding:10px 16px;z-index:400}
.skip-link:focus{left:8px;top:8px}

/* ---- dark bands: solid graphite ground so text + contrast gate resolve ---- */
.band--dark{background:var(--graphite);color:var(--on-dark)}
.band--dark h1,.band--dark h2,.band--dark h3,.band--dark h4{color:var(--white)}
.band--dark p{color:var(--on-dark)}
.band--dark a{color:var(--gold-soft)}

/* ---- section head: centered rule-line motif ---- */
.sec-head{max-width:760px;margin:0 0 34px}
.sec-head--center{margin-inline:auto;text-align:center}
.rule-top{display:block;width:52px;height:2px;background:var(--gold);margin:0 0 16px}
.sec-head--center .rule-top{margin-inline:auto}
.eyebrow{display:inline-block;font-family:var(--sans);font-weight:700;font-size:.72rem;
  letter-spacing:.2em;text-transform:uppercase;color:var(--gold-deep);margin-bottom:12px}
.eyebrow--light{color:var(--gold-soft)}
.sec-head p{margin:.5rem 0 0;color:var(--ink-2);font-size:1.04rem}
.band--dark .sec-head p{color:var(--on-dark-2)}

/* ---- buttons ---- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5em;font-family:var(--sans);
  font-weight:800;font-size:.95rem;letter-spacing:.02em;padding:14px 26px;cursor:pointer;border:0;
  border-radius:var(--radius);text-decoration:none;transition:transform .12s ease,box-shadow .15s ease}
.btn svg,a[href^="tel:"] svg,summary svg,.faq-item svg{width:1.1em;height:1.1em;flex:0 0 auto}
.btn--call{background:var(--gold);color:#20160a;box-shadow:0 8px 20px rgba(176,138,52,.32)}
.btn--call:hover{transform:translateY(-2px)}
.btn--block{display:flex;width:100%}
.btn--lg{flex-direction:column;gap:2px;padding:15px 30px;line-height:1.1}
.btn--lg .btn__num{font-family:var(--serif);font-weight:600;font-size:1.5rem;letter-spacing:0;white-space:nowrap}
.btn--lg .btn__sub{font-size:.68rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;opacity:.85}
.btn--ghost{background:transparent;border:1px solid var(--gold);color:var(--gold-deep)}
/* a call button on a dark band must keep its dark ink, beating .band--dark a */
.band--dark a.btn--call,.band--dark a.btn--call .btn__num,.band--dark a.btn--call .btn__sub{color:#20160a}

.stars{display:inline-flex;color:var(--gold);vertical-align:middle}
.stars svg{width:1.02em;height:1.02em}
.chips{display:flex;flex-wrap:wrap;gap:10px;margin-top:22px}
.chip{display:inline-flex;align-items:center;gap:7px;font-size:.82rem;font-weight:700;
  padding:8px 13px;border-radius:var(--radius);background:var(--ivory-2);color:var(--ink);border:1px solid var(--line)}
.chip svg{width:1.05em;height:1.05em;color:var(--gold-deep)}
.band--dark .chip,.chip--trust{background:rgba(255,255,255,.07);color:var(--on-dark);border:1px solid var(--line-dark)}
.band--dark .chip svg{color:var(--gold-soft)}
.chip--rate{background:rgba(255,255,255,.07);color:var(--on-dark);border:1px solid var(--line-dark)}
.chip--rate b{color:#fff}

/* ============================ HEADER (centered masthead) ============================ */
.site-header{position:sticky;top:0;z-index:100;background:var(--ivory);border-bottom:1px solid var(--line)}
.util{background:var(--graphite);color:var(--on-dark-2)}
.util__line{margin:0;text-align:center;font-size:.72rem;letter-spacing:.12em;text-transform:uppercase;
  font-weight:600;padding:7px 0;color:var(--gold-soft)}
.masthead{border-bottom:1px solid var(--line)}
.mast-brand{display:flex;align-items:center;justify-content:center;gap:22px;padding:16px 24px}
.rule-line{flex:1 1 auto;height:1px;background:linear-gradient(90deg,transparent,var(--line) 30%,var(--gold) 100%)}
.rule-line:last-child{background:linear-gradient(90deg,var(--gold),var(--line) 70%,transparent)}
.brand{display:inline-flex;align-items:center;gap:13px;text-decoration:none;flex:0 0 auto}
.brand__mark{flex:none}
.brand__text{display:flex;flex-direction:column;line-height:1.1}
.brand__name{font-family:var(--serif);font-weight:700;font-size:1.42rem;color:var(--ink);letter-spacing:.01em}
.brand__tag{font-family:var(--sans);font-weight:700;font-size:.6rem;letter-spacing:.22em;
  text-transform:uppercase;color:var(--gold-deep);margin-top:3px}
.mast-nav{background:var(--ivory)}
.mast-nav__wrap{display:grid;grid-template-columns:1fr auto 1fr;align-items:center;gap:16px;min-height:56px}
.nav{grid-column:2;justify-self:center;display:flex;align-items:center;gap:6px;flex-wrap:nowrap}
.nav>a,.drop>a{display:inline-flex;align-items:center;gap:5px;font-family:var(--sans);font-weight:700;
  font-size:.86rem;letter-spacing:.04em;color:var(--ink);text-decoration:none;padding:10px 12px;white-space:nowrap}
.nav>a:hover,.drop>a:hover{color:var(--gold-deep)}
.nav .arw{width:.9em;height:.9em;color:var(--gold)}
.drop{position:relative}
.drop__menu{position:absolute;top:100%;left:50%;transform:translateX(-50%);min-width:266px;
  background:var(--white);border:1px solid var(--line);box-shadow:var(--shadow);border-radius:var(--radius);
  padding:8px;display:none;flex-direction:column;max-height:min(72vh,560px);overflow-y:auto;
  overscroll-behavior:contain;z-index:120}
.drop.is-open .drop__menu{display:flex}
.drop__menu a{font-family:var(--sans);font-weight:600;font-size:.88rem;color:var(--ink);text-decoration:none;
  padding:9px 12px;border-radius:var(--radius);white-space:nowrap}
.drop__menu a:hover{background:var(--ivory);color:var(--gold-deep)}
.mast-phone{grid-column:3;justify-self:end;display:inline-flex;align-items:center;gap:9px;text-decoration:none;
  padding:8px 15px;border:1px solid var(--gold);border-radius:var(--radius);color:var(--ink)}
.mast-phone:hover{background:var(--gold);color:#20160a}
.mast-phone__ic{display:inline-flex;color:var(--gold-deep)}
.mast-phone:hover .mast-phone__ic{color:#20160a}
.mast-phone__ic svg{width:20px;height:20px}
.mast-phone__t{display:flex;flex-direction:column;line-height:1.05}
.mast-phone__num{font-family:var(--serif);font-weight:600;font-size:1.12rem}
.mast-phone small{font-size:.58rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--gold-deep)}
.mast-phone:hover small{color:#3a2a10}
.nav-toggle{grid-column:1;justify-self:start;display:none;flex-direction:column;gap:5px;
  background:transparent;border:0;cursor:pointer;padding:9px}
.nav-toggle span{width:26px;height:2px;background:var(--ink);border-radius:2px;transition:.2s}

/* ============================ FOOTER + callbar ============================ */
.map-embed{line-height:0;border-top:3px solid var(--gold)}
.site-footer{background:var(--graphite);color:var(--on-dark-2);padding:52px 0 30px}
.foot-grid{display:grid;grid-template-columns:1.7fr 1fr 1fr 1fr;gap:30px}
.foot-grid h3{color:var(--gold-soft);font-family:var(--sans);font-weight:800;font-size:.74rem;
  letter-spacing:.16em;text-transform:uppercase;margin:0 0 14px}
.foot-name{display:flex;flex-direction:column;font-family:var(--serif);font-weight:600;font-size:1.28rem;color:#fff;margin-bottom:12px}
.foot-name span{font-family:var(--sans);font-weight:700;font-size:.58rem;letter-spacing:.18em;
  text-transform:uppercase;color:var(--gold-soft);margin-top:5px}
.foot-brand p{color:var(--on-dark-2);font-size:1rem;margin:0 0 10px}
.foot-sub{font-size:1rem}
.foot-nap{color:var(--on-dark)}
.foot-nap a{color:var(--gold-soft);text-decoration:none;font-weight:700}
.email{color:var(--on-dark-2);overflow-wrap:anywhere}
.gbp{display:inline-flex;align-items:center;gap:8px;margin-top:12px;font-weight:700;font-size:.9rem;
  color:var(--gold-deep);text-decoration:none;border:1px solid var(--line);padding:8px 13px;border-radius:var(--radius)}
.gbp svg{width:18px;height:18px;flex:none}
.gbp:hover{border-color:var(--gold)}
.gbp--light{color:var(--gold-deep);border-color:var(--line)}
/* on a dark ground (footer / dark card) the GBP link goes light */
.site-footer .gbp,.band--dark .gbp{color:var(--gold-soft);border-color:var(--line-dark)}
.foot-list{list-style:none;margin:0;padding:0}
.foot-list li{margin:0 0 9px}
.foot-list a{color:var(--on-dark-2);text-decoration:none;font-size:.92rem}
.foot-list a:hover{color:var(--gold-soft)}
.foot-bottom{display:flex;flex-wrap:wrap;justify-content:space-between;gap:10px;margin-top:34px;
  padding-top:20px;border-top:1px solid var(--line-dark);font-size:.8rem;color:var(--on-dark-2)}
.foot-disc{margin:14px 0 0;font-size:.8rem}
.foot-disc a{color:var(--gold-soft)}
.callbar{position:fixed;left:0;right:0;bottom:0;z-index:90;display:none;
  background:var(--gold);box-shadow:0 -6px 18px rgba(24,26,31,.2)}
.callbar a{display:flex;align-items:center;justify-content:center;gap:9px;padding:14px;
  color:#20160a;font-weight:800;text-decoration:none;font-size:1.02rem}
.callbar svg{width:1.2em;height:1.2em;flex:none}
.callbar small{font-weight:700;opacity:.8}

/* ============================ HERO (homepage) ============================ */
.hero{padding:56px 0 60px}
.hero__wrap{display:grid;grid-template-columns:1.08fr .92fr;gap:48px;align-items:center}
.hero__copy{min-width:0}
.hero__copy h1{color:#fff;margin:.1em 0 .35em}
.hero__promise{font-size:1.1rem;color:var(--on-dark);max-width:52ch}
.hero__rate{display:flex;align-items:center;flex-wrap:wrap;gap:8px;margin:18px 0 6px;font-size:.95rem;color:var(--on-dark)}
.hero__rate b{color:#fff;font-size:1.05rem}
.hero__rate .hero__oc{color:var(--gold-soft);font-weight:700}
.hero__cta{margin-top:22px}
.hero__media{margin:0;min-width:0}
.frame{padding:9px;border:1px solid var(--gold);background:rgba(255,255,255,.04)}
.frame img{width:100%;object-fit:cover}
.hero__media .frame{box-shadow:0 20px 44px rgba(0,0,0,.34)}

/* ---- trust ribbon ---- */
.trust-ribbon{background:var(--ivory-2);border-bottom:1px solid var(--line)}
.trust-ribbon__wrap{display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:18px;padding:16px 0}
.trust-ribbon__logos{display:flex;align-items:center;gap:22px;flex-wrap:wrap}
.trust-ribbon__logos img{height:28px;width:auto;opacity:.9}
.trust-ribbon__chips{display:flex;align-items:center;flex-wrap:wrap;gap:12px;font-size:.82rem;font-weight:700;
  letter-spacing:.06em;text-transform:uppercase;color:var(--ink-2)}
.trust-ribbon__chips .dot{width:5px;height:5px;border-radius:50%;background:var(--gold)}

/* ============================ REVIEWS ============================ */
.reviews__grid{display:grid;grid-template-columns:260px 1fr;gap:34px;align-items:start}
.agg{text-align:center;border:1px solid var(--line);background:var(--ivory-2);padding:26px 20px;border-top:3px solid var(--gold)}
.agg__score{font-family:var(--serif);font-weight:700;font-size:3.4rem;color:var(--ink);line-height:1}
.agg__score span{font-size:1.3rem;color:var(--ink-2)}
.agg__stars{margin:6px 0 4px}
.agg__stars .stars svg{width:1.2em;height:1.2em}
.agg__count{font-size:.82rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--ink-2)}
.agg__note{font-size:1rem;color:var(--ink-2);margin:.7rem 0 0}
.reviews__rail{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.reviews__rail--svc{grid-template-columns:repeat(2,1fr)}
.review{background:var(--white);border:1px solid var(--line);border-top:3px solid var(--gold);
  padding:22px;border-radius:var(--radius);display:flex;flex-direction:column;min-width:0}
.review__stars .stars svg{width:1.05em;height:1.05em}
.review blockquote{margin:12px 0 16px;font-size:1rem;color:var(--ink);line-height:1.6}
.review__meta{margin-top:auto;display:flex;flex-direction:column;font-size:.86rem}
.review__meta .who{font-weight:800;color:var(--ink)}
.review__meta .where{color:var(--gold-deep);font-weight:700}
.review__meta .date{color:var(--ink-2)}

/* ============================ SERVICES framed-card grid ============================ */
.svc-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.svc-card{display:flex;flex-direction:column;background:var(--white);border:1px solid var(--line);
  border-top:3px solid var(--gold);border-radius:var(--radius);overflow:hidden;text-decoration:none;
  color:var(--ink);transition:transform .14s ease,box-shadow .16s ease;min-width:0}
.svc-card:hover{transform:translateY(-3px);box-shadow:var(--shadow)}
.svc-card__media{display:block;overflow:hidden}
.svc-card__media img{width:100%;height:200px;object-fit:cover;transition:transform .3s ease}
.svc-card:hover .svc-card__media img{transform:scale(1.04)}
.svc-card__body{display:flex;flex-direction:column;gap:8px;padding:18px 20px 20px}
.svc-card__t{font-family:var(--serif);font-weight:600;font-size:1.16rem;color:var(--ink)}
.svc-card__p{font-size:1rem;color:var(--ink-2);line-height:1.55}
.svc-card__go{margin-top:4px;display:inline-flex;align-items:center;gap:6px;font-weight:800;font-size:.82rem;
  letter-spacing:.08em;text-transform:uppercase;color:var(--gold-deep)}
.svc-card__go svg{width:1.05em;height:1.05em}

/* ============================ STAT BAND ============================ */
.statband{padding:40px 0}
.statband__wrap{display:grid;grid-template-columns:repeat(4,1fr);gap:0}
.stat{text-align:center;padding:6px 22px;border-left:1px solid var(--line-dark)}
.stat:first-child{border-left:0}
.stat__n{display:block;font-family:var(--serif);font-weight:700;font-size:2.5rem;color:var(--gold-soft);line-height:1}
.stat__l{display:block;margin-top:8px;font-size:.78rem;font-weight:600;letter-spacing:.08em;
  text-transform:uppercase;color:var(--on-dark-2)}

/* ============================ WHY ============================ */
.why-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.why-card{background:var(--ivory-2);border:1px solid var(--line);border-top:3px solid var(--gold);
  padding:24px 22px;border-radius:var(--radius);min-width:0}
.why-card__ic{display:inline-flex;align-items:center;justify-content:center;width:46px;height:46px;
  border-radius:var(--radius);background:var(--graphite);margin-bottom:14px}
.why-card__ic svg{width:22px;height:22px;fill:var(--gold-soft)}
.why-card h3{font-size:1.1rem;margin-bottom:.35em}
.why-card p{font-size:1rem;color:var(--ink-2);margin:0}

/* ============================ PROCESS ribbon ============================ */
.pribbon{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border:1px solid var(--line);background:var(--ivory-2)}
.pstep{padding:26px 24px;border-left:1px solid var(--line);min-width:0}
.pstep:first-child{border-left:0}
.pstep__n{display:block;font-family:var(--serif);font-weight:700;font-size:2.1rem;color:var(--gold-num);line-height:1;margin-bottom:10px}
.pstep__b h3{font-size:1.06rem;margin-bottom:.3em}
.pstep__b p{font-size:1rem;color:var(--ink-2);margin:0}

/* ============================ WORK / cases / gallery ============================ */
.cases{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.case{background:var(--white);border:1px solid var(--line);border-top:3px solid var(--gold);border-radius:var(--radius);overflow:hidden;min-width:0}
.case img{width:100%;height:200px;object-fit:cover}
.case__b{padding:18px 20px 20px}
.case__b h3{font-size:1.1rem;margin-bottom:.3em}
.case__meta{display:block;font-size:.8rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--gold-deep);margin-bottom:12px}
.case__b p{font-size:1rem;color:var(--ink-2);margin:0 0 .5rem}
.case__b p b{color:var(--ink)}
.filmstrip{display:grid;grid-template-columns:repeat(5,1fr);gap:12px;margin-top:22px}
.film{margin:0;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden}
.film img{width:100%;height:120px;object-fit:cover}

/* ============================ COVERAGE ============================ */
.cov__full{display:grid;grid-template-columns:1.3fr 1fr;gap:30px;align-items:start;margin-bottom:26px}
.cov__compact{display:grid;grid-template-columns:1.2fr 1fr;gap:30px;align-items:center}
.cov__map{margin:0;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;background:var(--ivory-2)}
.cov__map figcaption{padding:12px 16px;border-top:1px solid var(--line)}
.cov__pin{display:inline-flex;align-items:center;gap:8px;font-size:.86rem;font-weight:600;color:var(--ink-2)}
.cov__pin svg{width:1.05em;height:1.05em;fill:var(--gold-deep);flex:none}
.zips h3,.cov__note+*{margin-top:0}
.zips h3{font-size:1.08rem}
.zipgrid{display:flex;flex-wrap:wrap;gap:9px;margin:12px 0}
.zip{display:inline-flex;font-weight:700;font-size:.9rem;padding:7px 13px;background:var(--ivory-2);
  border:1px solid var(--line);border-radius:var(--radius);color:var(--ink)}
.zips__note{font-size:1rem;color:var(--ink-2)}
.cov__note p{font-size:1rem;color:var(--ink-2)}
.cov__all{display:inline-flex;align-items:center;gap:6px;font-weight:800;font-size:.9rem;color:var(--gold-deep);text-decoration:none}
.cov__all svg{width:1em;height:1em}
.nbhds{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:8px}
.nbhd h3{font-size:.96rem;color:var(--gold-deep);letter-spacing:.02em}
.nbhd .chips{margin-top:8px}
.nbhd .chip{background:var(--white);font-weight:600;font-size:.8rem}

/* ============================ COST ============================ */
.cost__grid{display:grid;grid-template-columns:1.25fr 1fr;gap:30px;align-items:start}
.pricecards{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.pricecard{background:var(--white);border:1px solid var(--line);border-top:3px solid var(--gold);
  padding:22px 20px;border-radius:var(--radius);min-width:0}
.pricecard--feat{background:var(--graphite);color:var(--on-dark);border-color:var(--graphite)}
.pricecard--feat h3,.pricecard--feat .pricecard__p{color:#fff}
.pricecard--feat p{color:var(--on-dark)}
.pricecard h3{font-size:1.02rem}
.pricecard__p{font-family:var(--serif);font-weight:700;font-size:1.6rem;color:var(--gold-deep);margin:.2em 0 .5em}
.pricecard--feat .pricecard__p{color:var(--gold-soft)}
.pricecard p{font-size:1rem;color:var(--ink-2);margin:0 0 .7rem}
.pricecard--feat p,.pricecards .pricecard--feat p{color:var(--on-dark)}
.cover{display:inline-block;font-size:.78rem;font-weight:700;letter-spacing:.05em;text-transform:uppercase;
  color:var(--gold-deep);border-top:1px solid var(--line);padding-top:10px}
.pricecard--feat .cover{color:var(--gold-soft);border-color:var(--line-dark)}
.insure{background:var(--ivory-2);border:1px solid var(--line);padding:24px;border-radius:var(--radius)}
.insure h3{font-size:1.12rem}
.insure p{font-size:1rem;color:var(--ink-2)}
.insure a{color:var(--gold-deep);text-decoration:underline;font-weight:700}
.carriers{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;align-items:center;margin-top:16px}
.carrier{display:flex;align-items:center;justify-content:center;background:var(--white);border:1px solid var(--line);
  border-radius:var(--radius);padding:10px 8px}
.carrier img{max-height:22px;width:auto;opacity:.85}
.svc-cost .pricecards{grid-template-columns:repeat(3,1fr);margin-bottom:16px}
.cost-note{font-size:1rem;color:var(--ink-2);max-width:760px}
.cost-note a{color:var(--gold-deep);text-decoration:underline;font-weight:700}

/* ============================ LOCAL CONDITIONS ============================ */
.conditions__intro{max-width:820px;margin:0 auto 30px;text-align:center}
.conditions__intro p{color:var(--ink-2);font-size:1.06rem}
.authlinks{margin-top:16px;font-size:.92rem;display:flex;flex-wrap:wrap;gap:10px;justify-content:center;align-items:center}
.authlinks span{font-weight:700;color:var(--ink)}
.authlinks a{color:var(--gold-deep);text-decoration:underline;font-weight:700}
.risk-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.risk{background:var(--ivory-2);border:1px solid var(--line);border-left:3px solid var(--gold);
  padding:22px;border-radius:var(--radius);min-width:0}
.risk h3{font-size:1.06rem;margin-bottom:.35em}
.risk p{font-size:1rem;color:var(--ink-2);margin:0}

/* ============================ FAQ ============================ */
.faq{background:var(--ivory-2)}
.faq__grid{display:grid;grid-template-columns:340px 1fr;gap:34px;align-items:start}
.faq__head .rule-top{margin-bottom:14px}
.faq__card{margin-top:20px;background:var(--graphite);color:var(--on-dark);padding:24px;border-radius:var(--radius);border-top:3px solid var(--gold)}
.faq__card h3{color:#fff;font-size:1.12rem}
.faq__card p{color:var(--on-dark);font-size:1rem}
.faq__num{display:block;font-family:var(--serif);font-weight:700;font-size:1.5rem;color:var(--gold-soft);margin:10px 0 14px}
.faq__list{display:flex;flex-direction:column;gap:10px}
.faq-item{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);overflow:hidden}
.faq-item summary{cursor:pointer;list-style:none;padding:16px 20px;font-family:var(--sans);font-weight:700;
  font-size:1.02rem;color:var(--ink);display:flex;justify-content:space-between;gap:14px;align-items:center}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary::after{content:"+";font-family:var(--serif);font-size:1.5rem;color:var(--gold-deep);line-height:1}
.faq-item[open] summary::after{content:"\2013"}
.faq-item>div{padding:0 20px 18px}
.faq-item p{margin:0;font-size:1rem;color:var(--ink-2)}

/* ============================ CTA band + NAP ============================ */
.cta-band{padding:58px 0}
.cta-band__grid{display:grid;grid-template-columns:1.4fr 1fr;gap:36px;align-items:center}
.cta-band__copy p{color:var(--on-dark);font-size:1.06rem;max-width:54ch}
.nap{background:var(--graphite-2);border:1px solid var(--line-dark);border-top:3px solid var(--gold);
  padding:24px;border-radius:var(--radius)}
.nap__name{display:block;font-family:var(--serif);font-weight:600;font-size:1.24rem;color:#fff;margin-bottom:12px}
.nap__row{display:flex;align-items:center;gap:10px;margin:8px 0;color:var(--on-dark);font-size:.98rem}
.nap__row svg{width:1.1em;height:1.1em;fill:var(--gold-soft);flex:none}
.nap__row a{color:var(--gold-soft);text-decoration:none;font-weight:700}

/* ============================ call strip ============================ */
.callstrip{background:var(--graphite);color:var(--on-dark)}
.callstrip .wrap{display:flex;align-items:center;justify-content:center;gap:12px;flex-wrap:wrap;
  padding:18px 24px;font-weight:600;text-align:center}
.callstrip a{color:var(--gold-soft);font-family:var(--serif);font-weight:600;font-size:1.3rem;text-decoration:none}

/* ============================ SERVICE PAGE ============================ */
.spage-hero{padding:52px 0 56px}
.spage-hero__wrap{display:grid;grid-template-columns:1.05fr .95fr;gap:44px;align-items:center}
.spage-hero__copy{min-width:0}
.spage-hero__copy h1{color:#fff;margin:.1em 0 .35em}
.spage-hero__lead{font-size:1.08rem;color:var(--on-dark);max-width:52ch}
.spage-hero__copy .btn--lg{margin-top:20px}
.spage-hero__media{margin:0;min-width:0}
.bc{font-size:.82rem;margin-bottom:14px;display:flex;align-items:center;gap:6px;flex-wrap:wrap;color:var(--ink-2)}
.bc a{color:var(--gold-deep);text-decoration:none}
.bc svg{width:.9em;height:.9em;color:var(--gold-deep)}
.bc span{color:var(--ink-2)}
.band--dark .bc{color:var(--on-dark-2)}
.band--dark .bc a,.band--dark .bc svg{color:var(--gold-soft)}
.band--dark .bc span{color:var(--on-dark-2)}

.facts{background:var(--ivory-2);border-bottom:1px solid var(--line);border-top:1px solid var(--line)}
.ataglance{display:grid;grid-template-columns:repeat(4,1fr);gap:0;padding:8px 0}
.ataglance__item{padding:18px 22px;border-left:1px solid var(--line);min-width:0}
.ataglance__item:first-child{border-left:0}
.ataglance__k{display:block;font-size:.74rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--gold-deep);margin-bottom:5px}
.ataglance__v{display:block;font-family:var(--serif);font-weight:600;font-size:1.16rem;color:var(--ink)}

.svc-reviews .reviews__rail--svc{margin-top:6px}
.whatdo__wrap{display:grid;grid-template-columns:1.4fr 1fr;gap:34px;align-items:start}
.whatdo__copy{min-width:0}
.whatdo__copy p{font-size:1.04rem;color:var(--ink-2)}
.checklist{list-style:none;margin:14px 0 0;padding:0}
.checklist li{position:relative;padding:8px 0 8px 32px;font-size:1.02rem;color:var(--ink);border-bottom:1px solid var(--line)}
.checklist li::before{content:"";position:absolute;left:2px;top:14px;width:14px;height:8px;
  border-left:2px solid var(--gold);border-bottom:2px solid var(--gold);transform:rotate(-45deg)}
.whatdo__cta{background:var(--graphite);color:var(--on-dark);border-top:3px solid var(--gold);
  padding:26px;border-radius:var(--radius);text-align:center}
.whatdo__num{display:block;font-family:var(--serif);font-weight:700;font-size:1.7rem;color:var(--gold-soft);margin-bottom:8px}
.whatdo__cta p{color:var(--on-dark);font-size:1rem;margin:0 0 16px}

/* editorial guide bands */
.ed{padding:52px 0}
.ed--alt{background:var(--ivory-2)}
.ed-lead{padding:48px 0 8px}
.ed__wrap{display:grid;grid-template-columns:64px 1fr;gap:22px;align-items:start;max-width:940px;margin:0 auto}
.ed__num{font-family:var(--serif);font-weight:700;font-size:2rem;color:var(--gold-num);line-height:1;padding-top:4px}
.prose{max-width:none;min-width:0}
.prose h2{margin-bottom:.5em}
.prose p,.prose li{font-size:1.04rem;color:var(--ink-2);line-height:1.7}
.prose li{margin:.35em 0}
.prose ul{padding-left:1.2em;margin:0 0 1rem}
.prose a{color:var(--gold-deep);text-decoration:underline;font-weight:600}
.prose--legal{max-width:820px}
.prose--legal h2{font-size:1.35rem;margin-top:1.4em}
.ed-lead .prose{max-width:940px;margin:0 auto}
.ed-lead .prose p{font-size:1.1rem;color:var(--ink)}

/* content callouts inside body_html */
.callcard{background:var(--graphite);color:var(--on-dark);border-top:3px solid var(--gold);
  padding:24px;border-radius:var(--radius);margin:22px 0;display:flex;flex-direction:column;gap:14px;align-items:flex-start}
.callcard p{color:var(--on-dark);margin:0;font-size:1.04rem}
.callcard .btn{background:var(--gold);color:#20160a}
.bk-callout{background:var(--ivory-2);border:1px solid var(--line);border-left:3px solid var(--gold);
  padding:20px 22px;border-radius:var(--radius);margin:22px 0}
.bk-callout h3{font-size:1.08rem;margin-bottom:.35em}
.bk-callout p{margin:0;font-size:1rem;color:var(--ink-2)}
.svc-quote{margin:24px 0;padding:20px 24px;background:var(--white);border:1px solid var(--line);border-left:3px solid var(--gold);border-radius:var(--radius)}
.svc-quote p{font-size:1.06rem;color:var(--ink);font-style:italic;margin:0 0 10px}
.svc-quote cite{font-style:normal;font-size:.9rem;font-weight:700;color:var(--gold-deep)}
.svc-quote cite span{color:var(--ink-2);font-weight:600}

/* related */
.rel-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.rel-card{display:flex;align-items:center;justify-content:space-between;gap:12px;background:var(--white);
  border:1px solid var(--line);border-left:3px solid var(--gold);padding:18px 20px;border-radius:var(--radius);
  text-decoration:none;color:var(--ink);min-width:0;transition:transform .12s ease}
.rel-card:hover{transform:translateY(-2px);box-shadow:var(--shadow)}
.rel-card__t{font-family:var(--serif);font-weight:600;font-size:1.06rem}
.rel-card__go{display:inline-flex;align-items:center;gap:5px;font-size:.78rem;font-weight:800;letter-spacing:.06em;
  text-transform:uppercase;color:var(--gold-deep);white-space:nowrap}
.rel-card__go svg{width:1em;height:1em}

/* ============================ PAGE HERO (about/contact/tools/legal/sitemap) ============================ */
.page-hero{background:var(--ivory-2);border-bottom:1px solid var(--line);padding:48px 0}
.page-hero__wrap{display:grid;grid-template-columns:1.05fr .95fr;gap:40px;align-items:center}
.page-hero__wrap--solo,.page-hero--solo .page-hero__wrap{grid-template-columns:1fr;max-width:820px}
.page-hero__copy{min-width:0}
.page-hero__lead{font-size:1.08rem;color:var(--ink-2);max-width:56ch}
.page-hero__copy .btn--lg{margin-top:18px}
.page-hero__media{margin:0;min-width:0}
.page-hero__media .frame{border-color:var(--gold);background:var(--white);box-shadow:var(--shadow)}

/* contact */
.contact-cols{display:grid;grid-template-columns:1fr 1fr;gap:28px;align-items:start}
.call-panel{padding:30px;border-radius:var(--radius);border-top:3px solid var(--gold)}
.call-panel .btn--block{margin-top:8px}
.call-panel__email{font-size:1rem;color:var(--on-dark-2)}
.call-panel__email .email{color:var(--gold-soft)}
.contact-card{background:var(--ivory-2);border:1px solid var(--line);padding:26px;border-radius:var(--radius)}
.contact-card h3{font-size:1.14rem}
.contact-card__note{font-size:1rem;color:var(--ink-2)}
.contact-card .nap{background:var(--graphite);border-color:var(--line-dark)}

/* service area */
.areas-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.area{background:var(--ivory-2);border:1px solid var(--line);border-top:3px solid var(--gold);padding:22px;border-radius:var(--radius);min-width:0}
.area__head{display:flex;justify-content:space-between;align-items:baseline;gap:12px;margin-bottom:8px}
.area__head h3{font-size:1.08rem;margin:0}
.area__zip{display:inline-flex;align-items:center;gap:5px;font-size:.82rem;font-weight:700;color:var(--gold-deep);white-space:nowrap}
.area__zip svg{width:1em;height:1em;fill:var(--gold-deep)}
.area p{font-size:1rem;color:var(--ink-2);margin:0}

/* sitemap page */
.sitemapx{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.sitemapx section{min-width:0}
.sitemapx h2{font-size:1.1rem;padding-bottom:10px;border-bottom:2px solid var(--gold);margin-bottom:12px}
.sitemapx ul{list-style:none;margin:0;padding:0}
.sitemapx li{margin:0 0 9px}
.sitemapx a{color:var(--ink);text-decoration:none;font-weight:600;font-size:.98rem}
.sitemapx a:hover{color:var(--gold-deep);text-decoration:underline}

/* ============================ TOOLS ============================ */
.tool-intro{max-width:820px;margin:0 auto 26px}
.tool-intro h2{margin-bottom:.4em}
.tool-intro p{color:var(--ink-2);font-size:1.06rem}
.tool{display:grid;grid-template-columns:1.4fr 1fr;gap:26px;align-items:start;background:var(--ivory-2);
  border:1px solid var(--line);border-top:3px solid var(--gold);padding:26px;border-radius:var(--radius)}
.tool__grid{display:flex;flex-direction:column;gap:20px;min-width:0}
.optgroup{min-width:0}
.optgroup__legend,.field{display:block;font-weight:800;font-size:.82rem;letter-spacing:.08em;
  text-transform:uppercase;color:var(--ink);margin-bottom:10px}
select{width:100%;max-width:100%;padding:12px 14px;border:1px solid var(--line);border-radius:var(--radius);
  background:var(--white);font-family:var(--sans);font-size:1rem;color:var(--ink)}
.opt-row{display:flex;flex-wrap:wrap;gap:8px}
.opt-row--col{flex-direction:column}
.opt{flex:1 1 auto;min-width:0}
.opt input{position:absolute;opacity:0;width:0;height:0}
.opt label{display:block;padding:11px 14px;border:1px solid var(--line);border-radius:var(--radius);
  background:var(--white);font-size:.96rem;color:var(--ink);cursor:pointer;font-weight:600}
.opt input:checked+label{border-color:var(--gold);background:#fbf3df;color:var(--ink);box-shadow:inset 0 0 0 1px var(--gold)}
.opt input:focus-visible+label{outline:2px solid var(--gold-deep);outline-offset:2px}
.tool__result{background:var(--graphite);color:var(--on-dark);border-radius:var(--radius);padding:24px;border-top:3px solid var(--gold)}
.result-readout{margin-bottom:14px}
.result-readout .k{display:block;font-size:.76rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--gold-soft)}
.result__value{font-family:var(--serif);font-weight:700;font-size:2rem;color:#fff;margin-top:6px}
.tool-note{font-size:1rem;color:var(--on-dark-2);margin:0 0 14px}
.tool__result .btn--call{background:var(--gold);color:#20160a;width:100%}
.tool__result .btn__num{font-family:var(--sans);font-weight:800;font-size:.95rem}

/* ============================ RESPONSIVE ============================ */
@media(max-width:1040px){
  .reviews__rail{grid-template-columns:repeat(2,1fr)}
  .nbhds{grid-template-columns:repeat(2,1fr)}
  .cases{grid-template-columns:1fr 1fr}
  .filmstrip{grid-template-columns:repeat(3,1fr)}
}
@media(max-width:920px){
  .section{padding:48px 0}
  .nav{display:none}
  .nav-toggle{display:inline-flex}
  .mast-nav__wrap{grid-template-columns:auto 1fr auto;min-height:52px}
  .mast-phone{grid-column:3}
  .nav-toggle{grid-column:1}
  .util__line{font-size:.62rem;letter-spacing:.08em}
  .mast-brand{gap:14px;padding:12px 24px}
  .brand__name{font-size:1.18rem}
  .rule-line{display:none}
  .mast-phone__t{display:none}
  .mast-phone{padding:9px;border-radius:50%}
  .mast-phone__ic svg{width:22px;height:22px}
  .callbar{display:block}
  body{padding-bottom:60px}
  /* full-screen solid menu overlay; the hamburger sits ABOVE it (light bars) as the close button */
  body.is-menu .site-header{z-index:210}
  body.is-menu .nav{display:flex;flex-direction:column;position:fixed;top:0;left:0;right:0;bottom:0;
    width:100vw;max-width:100vw;margin:0;grid-column:1 / -1;justify-self:stretch;z-index:200;
    background:var(--graphite);padding:92px 22px 40px;overflow-y:auto;gap:2px;align-items:stretch}
  body.is-menu .nav-toggle{position:fixed;top:24px;left:20px;z-index:230}
  body.is-menu .nav-toggle span{background:var(--on-dark)}
  body.is-menu .nav-toggle span:nth-child(1){transform:translateY(7px) rotate(45deg)}
  body.is-menu .nav-toggle span:nth-child(2){opacity:0}
  body.is-menu .nav-toggle span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
  body.is-menu .nav>a,body.is-menu .drop>a{color:var(--on-dark);font-size:1.05rem;padding:15px 6px;
    border-bottom:1px solid var(--line-dark);justify-content:space-between;width:100%}
  body.is-menu .drop{width:100%}
  body.is-menu .drop__menu{position:static;transform:none;display:none;min-width:0;box-shadow:none;
    border:0;background:transparent;padding:0 0 8px;max-height:none}
  body.is-menu .drop.is-open .drop__menu{display:flex}
  body.is-menu .drop__menu a{color:var(--on-dark-2);padding:11px 14px;border-bottom:1px solid var(--line-dark)}
  body.is-menu .nav .arw{transition:transform .2s}
  body.is-menu .drop.is-open .arw{transform:rotate(90deg)}
  .hero__wrap,.spage-hero__wrap,.page-hero__wrap{grid-template-columns:1fr;gap:26px}
  .hero__media,.spage-hero__media,.page-hero__media{order:2}
  .hero__copy,.spage-hero__copy,.page-hero__copy{order:1}
  .reviews__grid{grid-template-columns:1fr}
  .cost__grid,.whatdo__wrap,.cov__full,.cov__compact{grid-template-columns:1fr}
  .cta-band__grid{grid-template-columns:1fr}
  .faq__grid{grid-template-columns:1fr}
  .contact-cols{grid-template-columns:1fr}
  .why-grid{grid-template-columns:1fr 1fr}
  .statband__wrap{grid-template-columns:1fr 1fr}
  .stat{border-left:0;border-top:1px solid var(--line-dark);padding:16px}
  .stat:first-child,.stat:nth-child(2){border-top:0}
  .pribbon,.ataglance{grid-template-columns:1fr 1fr}
  .pstep,.ataglance__item{border-left:0;border-top:1px solid var(--line)}
  .pstep:first-child,.ataglance__item:first-child,.ataglance__item:nth-child(2),.pstep:nth-child(2){border-top:0}
  .pricecards,.svc-cost .pricecards{grid-template-columns:1fr}
  .carriers{grid-template-columns:repeat(3,1fr)}
  .sitemapx{grid-template-columns:1fr 1fr}
}
@media(max-width:680px){
  .svc-grid,.cases,.rel-cards,.risk-grid,.nbhds,.areas-grid{grid-template-columns:1fr}
  .reviews__rail,.reviews__rail--svc{grid-template-columns:1fr}
  .filmstrip{grid-template-columns:1fr 1fr}
  .trust-ribbon__wrap{justify-content:center;text-align:center}
  .foot-grid{grid-template-columns:1fr 1fr}
  .sitemapx,.carriers{grid-template-columns:1fr 1fr}
  h1{font-size:clamp(1.85rem,7vw,2.4rem)}
  .callstrip a{font-size:1.12rem}
}
@media(max-width:420px){
  .why-grid,.statband__wrap,.pribbon,.ataglance,.foot-grid,.filmstrip{grid-template-columns:1fr}
  .stat,.pstep,.ataglance__item{border-top:1px solid var(--line-dark)}
  .ataglance__item{border-top:1px solid var(--line)}
  .ed__wrap{grid-template-columns:1fr;gap:8px}
  .wrap{padding-inline:18px}
}
